Typically, clients begin to see updates or changes on their credit reports within 30 to 45 days after the first round of disputes is submitted. However, every credit profile is different, and results can vary depending on the number of negative items, the types of accounts, how long they've been reporting, and how the credit bureaus and furnishers respond.

That said, we’ve had clients experience removals and score updates in as little as 24–72 hours after submission. For example:

One client had 4 collection accounts removed just 2 days after the first dispute round.

Another saw a 67-point credit score increase within the first week.

We've even seen charge-offs and medical bills deleted before Day 10.

While these fast results are possible, they aren’t guaranteed for everyone. Credit repair is a strategic process, and some cases require multiple rounds and consistent effort to see real progress.

Through our consulting and dispute process, we help identify and challenge inaccurate, outdated, or unverifiable items on your credit report. These are some of the most common items we’ve helped clients remove:

✅ Late Payments
✅ Collections
✅ Charge-Offs
✅ Repossessions (when included in eligible packages)
✅ Foreclosures
✅ Closed Accounts with Negative History
✅ Medical Bills
✅ Utility & Cell Phone Accounts
✅ Student Loan Derogatories
✅ Public Records (inaccurate civil judgments or tax liens)
✅ Duplicate Accounts
✅ Accounts resulting from Identity Theft or Errors

Please note: While we’ve had success removing many of these items, results are not guaranteed, and each profile is unique. We focus on using legal, ethical dispute strategies to challenge items that should not be legally reporting.

Every credit profile is different, but with the right steps, you can see real results, sometimes faster than you think.

It’s all about knowing what to fix, what to build, and when to take action.

Want to know what works for you? Let’s talk.

Please allow 2 business days after all information has been received for us to prep and submit your disputes out to the 3 consumer reporting agencies. Once they are delivered to them, processing time starts!

It depends on your unique situation. Some people see changes quickly, others need a bit more time and consistency.

The real key? Starting with a strategy that’s tailored to your profile.

We review your credit reports, identify negative or inaccurate items, and dispute them directly with the credit bureaus. Our proven process helps remove harmful accounts and improve your credit fast , so you can qualify for the things you deserve.

To get started, simply choose your credit repair plan, follow the onboarding instructions sent to your email, and we’ll begin disputing negative items. You’ll start seeing updates in your client portal every 35–40 days, sometimes as fast as 2-7 days!

Yes, credit repair is 100% legal. Under the Fair Credit Reporting Act (FCRA), you have the right to dispute inaccurate, outdated, or unverifiable information on your credit report. We simply help you exercise that right, using legal, ethical methods to improve your credit the right way.